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4/5
Our editorial rating rationale
- No annual fee
- 1 Scene+ point per $1 on all eligible purchases
Best for: Scene+ collectors wanting no-fee Amex perks
No Annual Fee
Scotiabank's no-annual-fee American Express card that earns Scene+ points on every purchase. Earn 1 Scene+ point per $1 spent, plus 4 points per $1 on hotels and car rentals booked through Scene+ Travel. Comes with Amex Experiences access, fuel savings at Shell, and basic purchase protections.
Annual Fee
$0
APR
21.99%
Cash Back
—
Welcome Bonus
$100 in travel value
Welcome Bonus
Up to 10,000 bonus Scene+ points
Key Features
No annual fee
1 Scene+ point per $1 on all eligible purchases
4 points per $1 on hotels & car rentals via Scene+ Travel
Access to Amex Experiences (presale tickets, reserved seating)
Up to 11¢/L value at Shell Canada locations
Mobile device insurance up to $500
Purchase security & extended warranty protection