FinancialCalculators
Interactive tools to help you plan your finances — from compound interest to loan payments and more.
Financial Calculators
Interactive tools to help you make smarter money decisions.
50/30/20 Budget Planner
Split your monthly income into needs, wants, and savings using the 50/30/20 rule.
The 50/30/20 rule is a simple budgeting framework: spend 50% of your take-home pay on needs (rent, groceries, bills), 30% on wants (dining, entertainment, subscriptions), and put the remaining 20% toward savings or debt repayment. For young adults just starting out, it removes the guesswork from budgeting and builds healthy financial habits without requiring a spreadsheet.
Rent, groceries, transit, bills
Dining out, entertainment, subscriptions
TFSA, emergency fund, debt payoff
Student Loan Payoff
Calculate how long it takes to pay off your student loan and total interest paid.
Paid off in
6y 2mo
Total Interest
$4600
Credit Score Impact Estimator
Adjust key credit factors to see how they affect your estimated score.
Estimated Score Range
740
Very Good
*Illustrative estimate — check TransUnion or Equifax for your real score.
Rent Affordability Calculator
Check how much rent you can afford based on the 30% rule and your other expenses.
Max Rent (30% rule)
$1,200
Left After Rent + Expenses
$2,000
Affordable
Debt Payoff Calculator
Find out how long it takes to pay off your balance and how much interest you will pay.
Debt-free in
2y 9mo
Total Interest Paid
$1600
Compound Interest & TFSA Growth
See how your investments grow over time with compound interest — great for TFSA planning.
Final Value
$19,318
Contributed
$13,000
Growth
$6,318