Back to Cards
A premium cash back card from Neo Financial with a $149 annual fee. Earns 5% cash back on groceries, 4% on recurring payments, and 3% on gas, with 1% on all other purchases. Also earns instant cash back at over 10,000 Neo partner merchants across Canada. Includes travel insurance benefits and Mastercard World Elite perks.
Annual Fee
$149
APR
21.99%
Cash Back
1%
Welcome Bonus
—
Reward Rates by Category
Groceries
5%
Dining
1%
Gas
3%
Key Features
5% cash back on groceries
4% cash back on recurring payments
3% cash back on gas
1% cash back on all other purchases
Instant cash back at 10,000+ Neo partner merchants
Travel insurance benefits included
Mastercard World Elite concierge & lounge access
Minimum income: $80,000 personal or $150,000 household