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A no-annual-fee rewards card from MBNA that earns 2 points per $1 on restaurants, groceries, digital media, memberships, and household utilities (up to $10,000 annually per category), and 1 point per $1 on all other purchases. Points can be redeemed for cash back, travel, gift cards, and merchandise. Includes an annual birthday bonus and points that never expire.
Annual Fee
$0
APR
21.99%
Cash Back
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Welcome Bonus
$50 value
Welcome Bonus
Up to 10,000 bonus points
Key Features
No annual fee
2 points per $1 on restaurants, groceries, digital media, memberships & utilities
1 point per $1 on all other purchases
Annual birthday bonus points (10% of prior year's earnings, up to 10,000 pts)
Points never expire while account is open
Mobile device insurance up to $1,000
Extended warranty and purchase protection