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4/5
Our editorial rating rationale
- $14.75/month ($177/year)
- 2% cash back on groceries, eating & drinking, and transportation
Best for: High cash back and savings interest with full KOHO features
A prepaid Mastercard with KOHO's top-tier plan: 2% cash back on everyday essentials, 0.5% on everything else, 3.5% interest on your entire balance, and no foreign transaction fees.
Exclusive offerKOHO X Maple Wallet$40 sign up bonus for Maple Wallet users, courtesy of our friends at KOHO.
Annual Fee
$177
APR
0%
Cash Back
2%
Welcome Bonus
Exclusive $40 for Maple Wallet users
Reward Rates by Category
Groceries
2%
Dining
2%
Gas
2%
Key Features
$14.75/month ($177/year)
2% cash back on groceries, eating & drinking, and transportation
0.5% cash back on all other purchases
Up to 6.5% extra cash back at select merchant partners
3.5% interest on your entire balance
No foreign transaction fees
50% off Credit Building
Free 3 GB eSIM for staying connected abroad
Free credit score and credit report
Fast lane customer support and Pay Later
Free e-Transfers, unlimited transactions, no minimum balance
Access to KOHO Cover: interest-free cash advances up to $500 with guaranteed approval and no credit check, available through the Cover bundle (from $2/month), which also includes a free credit report, financial coaching, and priority support