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4.1/5
Our editorial rating rationale
- $12/month ($144/year)
- 1.5% cash back on groceries, eating & drinking, and transportation
Best for: Cash back and savings interest, no FX fees
A prepaid Mastercard with 1.5% cash back on groceries, eating & drinking, and transportation, 2.5% interest on your entire balance, and no foreign transaction fees.
Exclusive offerKOHO X Maple Wallet$40 sign up bonus for Maple Wallet users, courtesy of our friends at KOHO.
Annual Fee
$144
APR
0%
Cash Back
1.5%
Welcome Bonus
Exclusive $40 for Maple Wallet users
Reward Rates by Category
Groceries
1.5%
Dining
1.5%
Gas
1.5%
Key Features
$12/month ($144/year)
1.5% cash back on groceries, eating & drinking, and transportation
0.25% cash back on everything else
Up to 6.5% extra cash back at select merchant partners
2.5% interest on your entire balance
No foreign transaction fees
Earn cash back on rent payments
1 GB international eSIM data every month
Free credit score, savings on credit building, and Pay Later
Free e-Transfers and unlimited transactions
Access to KOHO Cover: interest-free cash advances up to $500 with guaranteed approval and no credit check, available through the Cover bundle (from $2/month), which also includes a free credit report, financial coaching, and priority support