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A prepaid Mastercard with 1% cash back on groceries, transportation, food & drinks. It's $0/month as long as you set up a recurring direct deposit or deposit at least $1,000 each month — otherwise a monthly fee applies. No credit check required.
Annual Fee
$0
APR
0%
Cash Back
1%
Welcome Bonus
—
Reward Rates by Category
Groceries
1%
Dining
1%
Gas
1%
Key Features
$0/month with a recurring direct deposit or $1,000+ in monthly deposits
1% cash back on groceries, transportation, food & drinks
2% interest earned on your balance
Unlimited e-Transfers
No credit check required
Access to credit score monitoring
Access to credit building tools, like rent reporting
Access to Cover, KOHO's short-term interest-free cash advance option