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Scotia Momentum No-Fee Visa (Student)

Scotia Momentum No-Fee Visa (Student)

4.4/5

Scotiabank

Student Card
Best for: Students seeking simple cash back
No Annual Fee

A no-fee student cash back card with real money rewards. Earn 1% on groceries, gas, transit, recurring bills and streaming. Redeem your cash back any time with no expiry — great for budget-conscious students.

Annual Fee

$0

APR

20.99%

Cash Back

0.5%

Welcome Bonus

Up to $200 cash back

Reward Rates by Category

Groceries

1%

Gas

1%

Welcome Bonus

10% cash back on all purchases for the first 3 months (up to $2,000)

Key Features

No annual fee — minimum credit limit $500
1% cash back on groceries, gas, transit & recurring bills
0.5% cash back on all other purchases
0% balance transfer rate for first 6 months
Cash back never expires — redeem anytime via app