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A secured card that helps build credit history while earning cashback — 1% on groceries and gas plus up to 5% at 10,000+ partner merchants. $7.99/month fee.
Annual Fee
$96
APR
19.99%
Cash Back
1%
Welcome Bonus
—
Reward Rates by Category
Groceries
1%
Gas
1%
Key Features
Guaranteed approval regardless of credit score
Builds credit reported to Equifax & TransUnion
1% cashback on groceries and gas
Avg. 5% cashback at 10,000+ partner merchants
Credit limit equals your security deposit ($50–$10,000)
Credit limit increases possible

