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4.1/5
Our editorial rating rationale
- 4% cash back on gas & groceries & electric car charging
- 2% cash back on dining & transit & recuring payments
🏆 2026 Award Winner
Best for: Gas & Groceries Cash Back
Earn 4% cash back on gas and groceries, with comprehensive travel insurance and Visa Infinite perks.
2026 Award Winner
This product won Best Credit Card for New Grads in the Maple Wallet 2026 Best Of Awards.
See all 2026 award winners →Annual Fee
$120
APR
21.99%
Cash Back
1%
Welcome Bonus
Up to $350
Reward Rates by Category
Groceries
4%
Dining
2%
Gas
4%
Welcome Bonus
earn up to $350 in value, including an annual fee rebate
Key Features
4% cash back on gas & groceries & electric car charging
2% cash back on dining & transit & recuring payments
1% cash back on all other purchases
Travel insurance included