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One of the highest grocery cash back rates in Canada at 5%, plus excellent rates on transit, gas, and recurring bills.
Annual Fee
$120
APR
21.99%
Cash Back
1%
Welcome Bonus
Up to $650
Reward Rates by Category
Groceries
5%
Dining
1%
Gas
3%
Welcome Bonus
Up to $650 in value & annual fees waived in the first year. Plus, a 0% introductory interest rate on balance transfers for 12 months
Key Features
5% on groceries -- highest cash back rate on food in Canada
4% on transit
3% on gas & electric vehicle charging
2% on recurring bills
No limit on how much cash back you can earn
Includes roadside assistance & travel emergency benefits
Redeem cash back any time
Discount on car rentals