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4.4/5

Our editorial rating rationale

  • No annual fee
  • 3% cash back on groceries
BMO CashBack Mastercard

BMO CashBack Mastercard

4.4/5

BMO Bank of Montreal

Fact Checked
Best for: Grocery cash back
No Annual Fee

on BMO Bank of Montreal's website

No annual fee Mastercard with 3% cash back on groceries, 1% on recurring bill payments, and 0.5% on everything else.

Annual Fee

$0

APR

21.99%

Cash Back

0.5%

Welcome Bonus

5%

Reward Rates by Category

Groceries

3%

Dining

0.5%

Gas

0.5%

Welcome Bonus

Get up to 5% cash back in your first 3 months and a 0.99% introductory interest rate on balance transfers for 9 months

Key Features

No annual fee
3% cash back on groceries
1% on recurring bills
0.5 on all other purchases
Special discounts on car rentals and Cirque du Soleil shows

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