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4.1/5
Our editorial rating rationale
- 4% cash back on gas & grocery
- 2% cash back on everything else
American Express SimplyCash Preferred Card
4.1/5
American Express
Fact CheckedBest for: Cash back on gas & groceries with no earning cap
Earn 4% cash back on gas and grocery, and a flat 2% on all other purchases.
Annual Fee
$119
APR
21.99%
Cash Back
2%
Welcome Bonus
up to $200
Reward Rates by Category
Groceries
4%
Dining
2%
Gas
4%
Welcome Bonus
Bonus 10% cash back on all purchases in first 3 months
Key Features
4% cash back on gas & grocery
2% cash back on everything else
No limit on cash back earned
Annual fee waived for supplementary cardholders